Gambling Is The Oldest And The Best Way To Spend Free Time

Game of gambling is the oldest way to spend free time. Now with online casinos it has become easier for those who want to gamble by just sitting back at home. You only require a computer and internet connection and you can enjoy all the casino games without any disturbance. Online casinos provide free games for practicing so there is no chance of losing money. These online games can be played any time and for any amount of time. These online games are open for 24 hours and 7 days a week.There are numerous different games present online. Other than blackjack, slots or roulette there are many more games and free games also. People are free to choose any game and at any time.With advantage of online casinos there is no need to worry about the crowd or you don’t have to think that you will not find free poker tables. In online casinos there is no noise as you are playing sitting at your home, so you can completely concentrate on the game.Gambling online gives you the highest quality entertainment. Casinos are ranked on the basis of the number of games available to play and according to the bonus that players get when they start gambling. The online casinos available on internet are reviewed after every specified period, so as to secure people from not getting cheated and they have access to safe and secure internet gambling for both free and paid games.Many people fear that online gambling is not safe as you can get many viruses into your computer, but review sites assure you that this thing will not happen if you use licensed websites.Free games are relaxing and there is no money involved in it. Gambling helps you to just sit in front of computer and play games with a relaxed mind. Now it’s easier to win money and also enjoy the good time simultaneously.Moreover, online casinos offer you the opportunity to play with other people from all over the world. This means you can invite your friends for a nice time of gambling, from the comfort of their own homes. Online casinos offer you the excitement of casino games and the relaxation of free games.According to a research young people have more free time than adults and this free time can lead to boredom, so the solution for them is to utilize that time and have fun with gambling. The research was done on few adolescents from various schools; it was found that more leisure time predicted more of the gambling behavior. It was also proved that the boys spend their maximum leisure time in gambling as compared to girls.Gambling is a good way to spend time but people should not make it a habit. Gambling should not be the everyday game or a regular game. Gambling should go in a limit so that people should not lose much.Gambling has the possibility to offer you huge financial profits, as well as losses. The best suggestion is to have many safeguards. These safeguards can make sure that, in the event of a failing financial performance, you will not lose too much money and will be able to play again. The finest players are always aware and think ahead. If you think ahead, you will certainly have a positive experience in whatever online casino you choose.

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Gambling Establishments Negatively Affect Our Community

Gambling establishments continue to negatively affect our community by taking needed resources for personal gain. Since legalizing gambling, our society is addicted in one form or another.The following has situations have occurred since legalizing gambling:1) Illegal gambling increases even though gambling has been legalized.2) Gambling addiction is escalating with no end in site.3) Gambling addiction rates are double for those living near a gambling establishment.4) Personal bankruptcy rates are higher in countries that have gambling establishment.5) Crime rates are on the rise due to desperate individuals who are trying to recover gambling loses.6) Fraud and embezzlement become common among formerly hard-working and highly trusted people.7) Suicide rates among addicted gamblers are greater then any other addiction.8) Local businesses have lost revenues and or have gone bankrupt9) Families lost all their resources due to a spouse having a gambling addiction.With every day that passes more and more people realize someone around them lost their savings at the gambling establishment.
My town is twenty nine miles from the nearest gambling establishment. On my block alone more then fifty percent of the people know some one who lost their life savings. On the same block only twenty percent know someone close who has a drug addiction.As you educate yourself you start to realize there is a problem and something needs to be done before it gets out of control.Governments need to take the time to realize that gambling addiction is a silent addiction and the negative affects are never felt in the short run. It’s up to them to implement procedures to halt this addiction if it’s not too late.

The Health Care Reform Act Penalties and the Requirement For Buying Individual Health Insurance

In December of 2009, the United States Senate passed the Health Care Reform Act, which was later adopted by the House of Representatives on March 21, 2010. This bill represents monumental changes in the American medical system, both for consumers of health care, as well as employers and insurance providers. Among other things, the Bill requires health care policies to be approved by the government, and provides monetary penalties for citizens not covered by approved health care insurance. The reason for such penalties, as described in the Bill, is that by allowing citizens to go uninsured they become significantly less likely to seek preventative care for conditions they may experience. This translates into increased costs for the health care system as a whole, and indirectly to the taxpayers.But wait a minute. You may be asking yourself, what does this mean for me? To begin with, rest assured that if you are currently covered by health insurance, you will be unaffected by this change: all existing health care plans will be grandfathered in by the Bill. Furthermore, if you are currently uninsured, the government will not penalize you until the Bill comes fully into effect in 2014. Even then, the legislation provides exceptions for individuals who cannot afford health insurance, those who object for religious reasons, are incarcerated, or citizens who do not currently reside in the United States.The penalties thereafter will begin at $95 for uninsured persons in 2014, increase to $325 in 2015, and $695 in 2016. Under the House’s amendments to the Bill, the final amount of the penalty is $695 each year for each person for whom the taxpayer is liable. This can accrue up to either $2,250 (for three uninsured individuals) or 2.5% of the taxpayer’s household income, whichever is greater. Some of the Bill’s proponents feel that this figure is too lenient, as it allows taxpayers to simply pay the penalty until they require a medical procedure. They can then purchase insurance which would normally be more expensive, especially for individual health insurance not provided by an employer. This type of “adverse selection” could potentially be detrimental to the social health system, though it is possible that a future amendment may increase the penalties for uninsured persons to prevent this.The effects of the Bill will not be felt until 2014, though some regulatory acts will come into effect sooner, including regulations on medical plans renewing after September 23, 2010, requiring greater transparency in any existing health care plans, as well as the creation of a federal high-risk pool that will begin this summer.The Bill represents an unprecedented change in the United States government’s stance on health care. The goals of the Act are certainly very ambitious, and time will tell whether it achieves its goals. Though the Act may be changed by future amendments, and even challenged legally on constitutional grounds, it is imperative that taxpayers, insurers, and employers alike understand the Bill and its implications, since they will have a profound and lasting impact in the landscape of America’s health care.